Car Insurance Policy

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What is a Car Insurance?

Car insurance, also known as vehicle insurance or motor insurance, provides financial protection to you & your four wheeler against any loss or damages resulting from accidents, theft, fire, calamities and third-party person or property. It also provides personal accident cover to the car’s owner-driver.

Why should I buy Car Insurance?

If you or your organization owns car, it is mandatory by law to at least buy a Liability Only Policy in place. This will financially cover you and your business in case your car (s) causes damages and losses to third-party property, person or vehicle.

If you use your Car as a primary part of your business, it’s advised to purchase a standard or comprehensive package policy as it will protect your auto and the owner-driver from any losses caused due to natural calamities, accidents, terrorist activities, fires, thefts and malicious acts, among other unforeseen circumstances.

car that comes with a valid insurance also assures your customers/passengers that you’re a responsible business and are serious about your work.

An insured car ensures your business doesn’t face any unplanned losses or downtime, which means you can instead spend your money and time towards other aspects of your business.

Why Choose Car Insurance by SecureHub Consultants Private Limited?

We treat our customers like VIPs, know how…

What's Covered in a Car Insurance?


Damages caused to your Car in case of an accident.


Loss or damage of your Car due to theft.


Damages caused to your Car due to a fire.

Natural Disasters

Damages caused to your Car due to any natural calamity.

Personal Accident

If your Car meets with an accident, leading to an injury or death of you or the driver using it.

Third Party Losses

Any damages caused by your Car to a third party or its passengers.

Towing Disabled Vehicles

Any damages caused to your Car in cases where it's being towed.

What’s not covered?

It is equally important to know what’s not covered in your Car insurance policy so that there are no surprises when you make a claim. Here are some such situations:

Own Damages for Third-Party Policy holder

In the case of a Third-Party Liability Only Policy, damages to own vehicle won’t be covered.

Drunk Riding or without a Licence

If the owner-driver of the insured auto-rickshaw is drunk or driving without a valid license

Contributory Negligences

Any damage caused due to a contributory negligence of the owner-driver (such as driving when there’s an existing flood)

Consequential Damages

Any damage that is not a direct result of the accident/natural calamity etc.